Payment Policy

1. Accepted Payment Methods

We accept the following payment methods when displayed and available during checkout:

* Visa
* Mastercard
* American Express
* Diners Club
* Discover
* Apple Pay
* Google Pay

Apple Pay and Google Pay availability may depend on the customer’s device, browser, location and wallet configuration.

Only payment methods displayed during checkout are available for a particular transaction.

2. Transaction Currency

All product prices and transactions are displayed and processed in United States dollars unless another currency is clearly shown on the website and during checkout.

A customer’s bank or payment provider may charge currency-conversion or international transaction fees. These fees are determined by the financial institution and are not charged by vicksbyteframetions.com.

3. Complete Order Total

Before submitting payment, customers can review:

* Product prices.
* Product quantities.
* Applicable discounts.
* Shipping charges, when applicable.
* Applicable sales tax.
* The complete amount payable.

We do not add undisclosed product, handling, payment or delivery charges after an order has been submitted.

4. Payment Authorization

By submitting payment information, the customer confirms that:

* The information provided is complete and accurate.
* The customer is authorized to use the selected payment method.
* The payment provider may authorize and process the transaction.

Payment must be successfully authorized before an order can be processed.

5. Payment Timing

Payment authorization or collection normally occurs when the customer submits the order.

Receiving an automated order confirmation does not guarantee final acceptance. An order may be canceled because of payment failure, suspected unauthorized activity, product unavailability or an evident pricing error.

If we cancel a paid order, the payment will be refunded to the original payment method.

6. Payment Processing and Security

Payments are processed through authorized third-party payment providers.

vicksbyteframetions.com does not directly store complete credit or debit card numbers.

Payment information must only be submitted through the secure checkout page. Customers should not send complete payment-card information by email, contact form or telephone.

7. Failed or Declined Payments

If a payment is declined, customers should verify that:

* The billing information is correct.
* The payment card has not expired.
* Sufficient funds or credit are available.
* The bank permits online transactions.
* The selected digital wallet is active and properly configured.

Customers may contact their bank or use another payment method displayed during checkout.

We do not have access to every reason a bank or payment provider may decline a transaction.

8. Fraud Prevention and Verification

We may use automated or manual screening to help prevent unauthorized transactions and protect customers.

We may request reasonable additional verification, delay an order or cancel a transaction when payment or customer information cannot be verified.

Customers should not send government identification or sensitive financial information unless we provide a legitimate and secure method for submitting it.